Superannuation Calculators
Free Australian superannuation and retirement calculators. Plan your retirement with confidence using current FY 2025-26 rates plus the FY 2026-27 cap indexation.
Superannuation Calculator
Project your super balance at retirement. See the impact of contributions, returns, and fees on your final balance.
Retirement Income Calculator
Calculate how long your super will last in retirement. Plan your drawdown strategy and income needs.
Age Pension Calculator
Check your eligibility for the Australian Age Pension. Calculate potential payments based on assets and income tests.
Salary Sacrifice Calculator
Calculate tax savings from salary sacrificing into super. Compare take-home pay with different contribution levels.
Super Contribution Calculator
Calculate concessional and non-concessional contribution limits. Optimize your super contributions strategy.
Super Comparison Calculator
Compare different super funds based on fees, returns, and features. Find the best fund for your situation.
Superannuation Caps — FY 2025-26 & FY 2026-27
| Contribution Type | Annual Cap | Tax Treatment |
|---|---|---|
| Concessional (before-tax) | $30,000 → $32,500 (Jul 26) | 15% tax in super |
| Non-concessional (after-tax) | $120,000 → $130,000 (Jul 26) | No additional tax |
| Bring-forward rule (3 years) | $360,000 → $390,000 (Jul 26) | Non-concessional over 3 years |
| Transfer Balance Cap (pension phase) | $2.0M → $2.1M (Jul 26) | 0% tax on earnings in pension phase |
Age Pension Quick Facts
Eligibility Age
67 years old
Maximum Single Rate
$1,144.40/fortnight
Maximum Couple Rate
$1,725.20/fortnight (combined)