Rent Affordability Calculator
Find out how much rent you can comfortably afford based on your income and lifestyle. Get personalized recommendations for your rental budget.
Your Income & Expenses
Rental assistance, family help, etc.
Monthly Expenses (Excluding Rent)
Car loan, credit card, HECS, etc.
Your Rent Budget
30% Rule Maximum
$1,442/wk
Based on gross income
Realistic Maximum
$1,200/wk
After expenses & savings
Comfortable Budget
$1,000/wk
Recommended
Frugal Option
$800/wk
Maximum savings
Monthly Budget Breakdown
Rent as % of Income
Australian Rental Market (2025)
| City | 1 Bed Unit | 2 Bed Unit | 3 Bed House | Vacancy Rate |
|---|---|---|---|---|
| Sydney | $600-750/wk | $750-950/wk | $800-1200/wk | 0.8% |
| Melbourne | $450-550/wk | $550-700/wk | $600-900/wk | 1.2% |
| Brisbane | $480-580/wk | $580-700/wk | $650-850/wk | 0.9% |
| Perth | $450-550/wk | $550-680/wk | $600-800/wk | 0.5% |
| Adelaide | $380-480/wk | $450-550/wk | $500-700/wk | 0.4% |
| Regional | $300-400/wk | $350-500/wk | $400-600/wk | 1.5% |
The 30% Rule Explained
The traditional rule suggests spending no more than 30% of gross income on rent. However, with rising rents, many Australians now spend 35-40%. Focus on your actual budget after expenses.
Commonwealth Rent Assistance
If you receive Centrelink payments, you may be eligible for Rent Assistance of up to $211/fortnight for singles or $250/fortnight for families (2024-25 rates).
Tips to Find Affordable Rent
Look Further Out
Moving 10-15km from CBD can save $100-200/week. Factor in transport costs to find the sweet spot.
Consider Sharing
A room in a share house costs 40-60% less than a solo apartment. Great for building savings.
Off-Peak Moves
Avoid January-February (student rush) and mid-year. May-August often has more options and negotiable rents.